April 23rd, 2009
If Identity Theft occurs take action immediately:
1. Contact the Federal Trade Commission (FTC) to report the situation
a.
Toll Free 1-877-ID THEFT (877-438-4338) or TDD at 202-326-2502
b.
Mail to
Consumer
Response
Center
, FTC,
600 Pennsylvania Avenue, N.W.
,
Washington
,
DC
20580
2. Contact the local Postal Inspection Service if you suspect
that an identity thief has submitted a change-of-address form with the
Post Office to redirect your mail, or has used the mail to commit frauds
involving your identity
3. Contact the Social Security Administration if you suspect
that your Social Security number is being fraudulently used ( call
800-269-0271 to report the fraud)
4. Contact the Internal Revenue Service if you suspect the
improper use of identification information in connection with tax
violations (call 800-829-0433 to report the violations)
5. Call the fraud units of the three principal credit
reporting companies:
a. EQUIFAX:
i. To
report fraud, call (800)525-6285 or write to
P.O. Box 740250
,
Atlanta
,
GA
30374-0250
.
ii. To order a
copy of your credit report ($8 in most states), write to P.O. Box 740241,
Atlanta, GA 30374-0241, or call (800)685-1111.
iii. To dispute
information in your report, call the phone number provided on your credit
report.
iv. To opt out of
pre-approved offers of credit, call (888)567-8688 or write to Equifax
Options,
P.O.Box 740123
,
Atlanta
GA
30374-0123
.
b.
EXPERIAN (formerly TRW)
i. To
report fraud, call (888)EXPERIAN or (888)397-3742, fax to
(800)301-7196, or write to P.O. Box 1017, Allen, TX 75013.
ii. To order a
copy of your credit report ($8 in most states):
P.O. Box
2104
, Allen TX 75013, or call (888)EXPERIAN.
iii. To dispute
information in your report, call the phone number provided on your credit
report.
iv. To opt out of
pre-approved offers of credit and marketing lists, call (800)353-0809 or
(888)5OPTOUT or write to P.O. Box 919, Allen, TX 75013
c.
TRANS
UNION
i. To
report fraud, call (800)680-7289 or write to
P.O. Box 6790
,
Fullerton
,
CA
92634
.
ii. To order a
copy of your credit report ($8 in most states), write to
P.O. Box 390, Springfield, PA 19064 or call: (800)888-4213
iii. To dispute
information in your report, call the phone number provided on your credit
report.
iv. To
opt out of Pre-approved offers of credit and marketing lists, call
(800)680-7293 or (888)5OPTOUT or write to P.O. Box 97328, Jackson, MS
39238.
*Information pulled from: www.usdoj.gov
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